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Friday, May 06, 2022

Subscriptions break the budget

Santis over at The Caribbean Dub posted a question yesterday on instagram asking people what kind of subscriptions they have. I confidently replied:

  1. €7.99 per month for either Amazon Prime or Netflix most months. I'm going to aim to cut this down to at most six months a year but I'm not sure yet how/when exactly to do that.
  2. €30 per month for patreon (supporting The Blindboy Podcast, Laura Kennedy, David McWilliams, Maintenance Phase, Fundie Fridays and Rock the Housework in case anyone is interested)

There was a similar thread on the MMM forums recently and so I decided to read that. I also read  some of the other answers Santis posted and so I've been thinking about the less regular subscriptions I have. It really shows once again that it is a very useful exercise to review this kind of thing a couple of times a year, because when it comes to apps on my phone, it's so easy to just click to see what the added functionality is like (and then never bother to actually decide if it's worth an annual fee or not), or even just to get rid of ads. 

So, as well as the two mentioned above, I actually have more than a few other subscriptions:

  1. Irish Times online - I did try to cancel this a while back but was offered half-price for a year so kept it at €6/month.
  2. GoodBudget app - I used this a lot for the first 14 months or so, then got overwhelmed and have since returned to physical cash envelopes. €64.99/year - I need to pull all the information I have out of the app and onto my PC and then I'll revert back to the free version. 
  3. Yazio app - €29.99/year. Only used this for a couple of months. Again, got overwhelmed and have gone back to paper-based tracking, if at all.
  4. Merriam app - €2.19/year
  5. SleepCycle app - €13.99/year for premium. The free version would be ok, but I do use it almost every day and I like to support them. There's one premium feature that I could live without but prefer to have. Can't at this moment recall exactly what it is though.
  6. Wetter app - €5.49/year for ad-free. 
  7. Medium.com - already cancelled a few months ago. Thought I would use it loads and just didn't.
  8. Flickr - just recently added this due to the changes they're introducing. I have several yahoo email accounts, which means that at some point I acquired several flickr accounts. I've just upgraded one of them and paid the €82.54 for a two-year subscription. That gives me some time to actually think about whether I need the service or not.  

I also have a VPN service but, like domains and hosting, consider that a business expense for my side-gig. I used the two months free youtube premium that was offered to me a while back but cancelled it before it ticked over into a paid service.  The other app I use a lot is Insight Timer. There is an option to support them financially and when funds allow, I will probably start doing that. I do get a lot of use from it.

 Annual costs (rounded):

  1. Netflix/Amazon Prime (target of six months a year!): 50
  2. Patreon: 360
  3. Irish Times: 75
  4. GoodBudget: 65
  5. Yazio: 30
  6. Merriam: 5
  7. SleepCycle: 15
  8. Wetter: 5
  9. Flickr: 45

A grand total of: €650/year or almost €55/month!  Cancelling GoodBudget and Yazio will bring that down by almost €100/year. Patreon is by far the biggest chunk of that and yet supporting all of those is something I'd like to continue doing. Definitely worth making an appointment with myself for once a year or so to consciously decide whether or not to continue with all of them.

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